Flexible Financing for Your Entire HVAC Project

We've partnered with OPTIMUS to offer fast approval times and flexible payment terms for your heating, cooling, and air quality projects

Apply Now*

*No commitment required to check rates. Soft credit inquiry only.

Apply in Seconds

Quick, easy application process. Soft credit pull means no impact to your credit score when checking eligibility.

Get Matched to the Best Lender

Our platform connects you with the right financing partner for your specific project and personal needs.

Move Forward with Ease

Get approved and complete your project without delay. Return your home comfort swiftly and effortlessly.

What’s Covered

OPTIMUS financing covers heating and air conditioning systems, generators, water heaters, boilers, refrigeration equipment, and other commercial HVAC solutions. Whether you're upgrading existing equipment or installing new systems, we can help you find the right financing option.

  • OPTIMUS financing covers heating and air conditioning systems, generators, water heaters, boilers, refrigeration equipment, and other HVAC projects. Whether you're upgrading existing equipment or installing new systems, we can help find the right financing solution

  • The application takes just a few minutes to complete online. We perform a soft credit pull to check eligibility, which doesn't impact your credit score. Once submitted, you'll be matched with the best lender for your project and receive a decision quickly.

  • Terms vary based on your project size, business creditworthiness, and lender. Options range from short-term to extended payment plans. During the application process, you'll see all available terms and can choose what works best for you.

  • The initial application uses a soft credit check, which does not impact your credit score. Only if you move forward with a specific financing offer will a hard credit inquiry be performed, which may have a minor temporary effect on your score.

  • Most applications receive a decision within minutes to a few hours. Once approved, you can move forward with your HVAC project right away. The entire process is designed to be fast and efficient so you can get back to enjoying your home right away.

  • OPTIMUS works with home owners across the credit spectrum - prime, near-prime, and sub-prime. The application process matches you with the lender best suited to your credit profile and project needs.

  • Yes, you can apply to see what financing options are available without committing to the project. This helps you understand your budget before making final decisions on equipment and services

  • I appreciated that they showed me financing options right at the beginning. No pressure, just options. Made the whole process feel less stressful."

    - Amanda L., Tustin

  • I'd been putting off replacing our old AC for years because of the cost. When I saw I could finance it with reasonable monthly payments, the decision became easy. Should have done this years ago."

    - Jennifer T., Villa Park

  • We needed a new AC system but didn't want to drain our savings. The financing application took less than five minutes, and we got approved the same day. Now we're comfortable all summer and spreading the payments out over time."

    - Sarah M., Anaheim Hills